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Statement Savings Account
Keep your money productive and at-the-ready — place it in an interest-bearing savings account for that rainy day.
Free Digital Banking³
- Competitive interest on entire balance¹
- Avoid the $1 monthly service fee by maintaining a $100 minimum daily balance
- 6 free withdrawals per month; $2 fee for withdrawals in excess thereafter²
- Free digital banking services³, including:
- Free online banking
- Free mobile banking
- Free eStatements
- $100 minimum deposit to open
¹ This Account is interest bearing. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account weekly. Interest begins to accrue on the business day you deposit noncash items (for example, checks. Interest will be compounded semi-annually and will be credited to the account semi-annually. If the account is closed before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate the interest on this account. This method applies a daily periodic rate to the principal in the account each day.
² You may make (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
³ OD and Returned Item Fees apply to overdrafts and returned items created by check, in person withdrawal, ATM withdrawal, or electronic means. Transactions may not be processed in the order in which they occur. The order in which the transactions are received by the bank may affect the total amount of overdraft fees incurred on your account. The bank offers customers the free service of preauthorizing the bank to transfer funds from a checking account, NOW account, Super Now, Insured Money Market account, or line of credit to clear their overdraft accounts. This will be done by contacting our Bookkeeping Department.