Home Equity Line of Credit (HELOC)

Capitalize on the equity you’ve built in your home. Open a flexible line of credit to finance home improvements, vacations, and more.

Competitive Rates

Anytime Funds

Local Processing

Competitive rates for several ongoing or seasonal needs:
- Major life events
- Major home improvements
- Debt consolidation
- Emergency reserve
- And much more
The existing equity in your home is used as collateral backing
Accommodating repayment terms that work uniquely for you
Funds available anytime without reapplying; apply once, then use repeatedly thereafter
Revolving credit — as principal is repaid, more becomes available for use
Funds easily available via in-person or phone transfers to a specified FNBM checking account
The interest paid might be tax deductible¹
Set up automatic payments to be deducted from your account monthly
Local, Kentucky-based decision-making
Personal, friendly service from start to finish