Regular Checking

Keep your money conveniently stored in an account that includes plenty of perks.

Key Features

Free Debit Card

Free Debit Card

Unlimited Check Writing

Unlimited Check Writing

Digital Banking

Digital Banking¹

Details

  • Avoid the $6 maintenance fee by maintaining a daily balance of $500
  • Free ATM transactions at all FNBM ATMs
  • Unlimited check writing
  • Free direct deposit
  • Free digital banking services¹, including:
    • Free online banking & bill pay
    • Free mobile banking
    • Free eStatements
  • Free Mastercard® debit card
  • No minimum deposit to open

¹OD and Returned Item Fees apply to overdrafts and returned items created by check, in person withdrawal, ATM withdrawal, or electronic means. Transactions may not be processed in the order in which they occur. The order in which the transactions are received by the bank may affect the total amount of overdraft fees incurred on your account. The bank offers customers the free service of preauthorizing the bank to transfer funds from a checking account, NOW account, Super Now, Insured Money Market account, or line of credit to clear their overdraft accounts. This will be done by contacting our Bookkeeping Department.

²Account holders will be charged $2.50 per statement cycle for Processing & Delivery fee of paper statements. This fee can be avoided if the customer elects to use e-statements and not to receive a paper statement.