Youth Savings Accounts
It’s never too early to set your child up for financial — and academic — success. These accounts are step one.
Key Features
Competitive Interest
Digital Banking*
No Minimum Balance Requirements
Honors Program Savings
Stellar school performance deserves to be rewarded. To open an Honors Savings Account, bring in your child’s report card and identification, open the account, and then come back each grading period with the next batch of “A’s” to earn their reward.
- Earn interest on entire balance¹
- For each “A” on a report card, you receive $1.00 (up to a maximum $7.00 per grading period, eligible for academic A’s only)
- Offered to grades K-12
- No minimum balance requirement
- Deposits may be made into this account
- Free digital banking services², including:
- Free online banking
- Free mobile banking
- Free eStatements
¹ All accounts must have a parent a parent or legal guardian. All money earned must remain on deposit until graduation or 18 years of age.
² OD and Returned Item Fees apply to overdrafts and returned items created by check, in person withdrawal, ATM withdrawal, or electronic means. Transactions may not be processed in the order in which they occur. The order in which the transactions are received by the bank may affect the total amount of overdraft fees incurred on your account. The bank offers customers the free service of preauthorizing the bank to transfer funds from a checking account, Insured Money Market account, or line of credit to clear their overdraft accounts. This will be done by contacting our Bookkeeping Department.